Capital Infusion Programme

Trade Right International is a new style of operation, which combines the best of commercial enterprise and charitable assistance, to enable sustainable support via a social business model to be established in rural communities in developing nations, initially in Upper Eastern Ghana.  TRI has embarked upon a “Social business” model which has been defined as a business which is designed to meet social goals.  It is, however, not a charity.  The social business must recover its costs and generate sufficient profit to enable it to reinvest in the business as well as achieving its social objectives.  In this way the social goals usually fulfilled by governmental and charitable donations are achieved by a self sustaining business within the community it also serves.
 
The board of directors seeks to balance the potentially conflicting demands of investors with the requirements to reinvest in the business as well as the needs of the communities in which it operates.  Investors will be repaid their investment over an agreed period of time together with an agreed return but no rights of “ownership” will be passed to investors.  Furthermore it is incumbent upon TRI to invest any surplus into community based projects.
 
Investors will be repaid their investment over an agreed period of time together with an agreed return but no rights of “ownership” will be passed to investors. 
 
By this method of Social Business, it is planned that the needs of the communities in which TRI operates can be satisfied by the work provided by the business in the community itself.  This will negate the requirement for annual fundraising in order to sustain health, educational, or social projects.
 
As already mentioned, Trade Right International cannot have Shareholders or Investors in the conventional sense when thinking about investing in a business. This is because we want as much as possible of our net profit after tax to be used for development initiatives in the communities in which our workers live.
 
Therefore we have a Capital Infusion Programme or CIP.  CIP is the donating or loaning of money designated for specific social enterprises
 

CIP Membership

There are two types of CIP Members – those who give Loans and those who give a Recyclable Investment Gifts.
  • CIP Loan:
    TRI can accept loans and enter into loan agreements which will be invested in our business initiatives.   To help our initiatives get established and trading adequately, we ask that there is at least a 12 month period before repayments are made against the loan amount.
     
    Involvement in CIP Loan scheme should be considered a high-risk venture and Trade Right International cannot guarantee full or partial repayment on loans.

  • CIP Recyclable Investment Gift:
    TRI can accept gifts or donations from individuals or foundations.  However, unlike conventional forms of philanthropy giving, we will keep recycling the gift into other business start-ups and expansion initiatives.
     
    For example:
    Mr Smith joined the CIP with a Recyclable Investment Gift of £5,000 for the Ghana Shea Nut business. 
    We have tracked this gift and reported regularly to Mr Smith.  In two years time our goal is to give Mr Smith a choice of recycling his £5,000 into another start-up or expansion in Ghana.
     
    Who knows, over a 10 year period, Mr Smith’s £5,000 could have been recycled 5 times.

Any involvement in CIP is a high risk of either non-repayment of loans or us not being able to recycle gifts because of losses or closure of the social businesses we have initiated.  To this end we will communicate regularly with CIP members and want to form a close relationship with members.  Although we do not want to fail, failure is still an option.
 

Become a CIP Member

If you are interested in becoming a CIP Member by with giving a CIP Loan or CIP Recyclable Investment Gift, then we would like to hear from you.  Please submit the form below and we will send you more details.
 
 
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